Category: Financial Planning

Commentary on financial planning in general and our financial planning approach, Blueprints, in particular.

Beware the Kiddie Tax

Income shifting is defined as a person in a high tax bracket giving an income producing or appreciated asset to another person, typically a child, who is in a lower tax bracket to hold or sell. This transfer is sometimes made to a child under the age of eighteen and...

Out of money at 90, now what?

When we conducted our client poll back in September, we asked our clients for the one thing that worries them most about their money and personal finances.  44% of our clients responded by saying that outliving their assets was their top concern. It seems that no...

Health Care Costs Expected to Rise

It’s no surprise that health care costs are rising, but a recent article from Bloomberg News reports that rising costs are not expected to level off anytime soon.  There are contributing factors such as technology advancement expenses, medical malpractice insurance,...

What is Finology?

What is Finology? The relationship between human beings and money in our society. The relationship between financial market trends and trading behaviors. The relationship between the globalization of financial technology and human behaviors.  I recently read an...