What We Do
A good house design requires full integration of all living space to meet the unique needs of your lifestyle. Your financial plan requires the same thoughtful design and integration with your lifestyle and your goals.
Our Blueprintssm planning process helps us understand your unique needs and helps you to understand that relationship.
Behind the Blueprints Processsm
We will help get your financial house in order.
We will follow through and we will encourage you to do so as well.
We will provide insight to avoid emotionally driven decisions.
We will help anticipate what’s coming and create an action plan for moving forward.
We will help you gain specific knowledge to aid in the decision making process.
We will work with you, not just for you.
We start by looking at the allocation that strikes a balance between achieving the right amount of growth and the right amount of income so that you don’t run the risk of outliving your assets. Can you afford to experience another stock market crash? Is it necessary to take that kind of risk?
After the optimal allocation is determined, the passage of time will change the mix and your circumstances will change how the portfolio should be positioned. The portfolio will need to be brought back into balance periodically to keep your financial plan on track and relevant. We help create the rules and implement the process by which this will happen on an ongoing basis.
We are fortunate to operate our investment services independently on our own proprietary platform. As a result, we can accommodate most any combination of securities and we are in control of what goes on, not some large investment company in some other part of the country. We always make it a priority to look for low-cost investment products and long-term track records when building portfolios for our clients.
Taxes are a big concern for our clients and we do everything possible to lower this burden. We will ensure that investments are located properly in taxable and tax-deferred accounts to maximize after tax returns. And, when the markets get volatile, we always look for opportunities to take advantage of tax-loss and tax-gain harvesting. That’s just part of the added value we provide to each and every one of our clients.