This website is for informational purposes only and does not constitute a complete description of our investment services or performance. This website is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. Neither we or our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY ‘LINKED’ WEB-SITE.”

Addis & Hill, Inc. (“Addis Hill]”) is a registered investment adviser offering advisory services in the State(s) of Pennsylvania and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by Addis Hill in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Addis Hill, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.

Addis Hill is a registered investment adviser with United States Securities and Exchange Commission. The presence of this website on the Internet shall in no way be construed or interpreted to offer to sell investment advisory services to residents of any state.

For Your Protection

We maintain discretion over your investment account so that we can be responsive to making changes when changes need to be made. We do not take custody of your assets, however our custodians, Altruist, Pershing, Schwab, Transamerica, and TIAA monitors all of our investment activities.

The custodians are members of the Securities Investors Protection Corporation (SIPC) created by Congress in 1970. When a brokerage firm is closed due to bankruptcy or other financial difficulties and customer assets are missing, SIPC steps in to provide account protection up to $500,000, of which $250,000 may be for cash claims.

We take client confidentiality very seriously. No personal information that comes into our office ever leaves our office. In fact, all associates within the firm sign a confidentiality agreement. We take a great deal of care to protect any electronic data that pertains to you as well and have put systems in place ensure it remains secure.

Fiduciary Responsibility

Finding the right advisor is critical – you do not want a product pushing salesperson who you know has their commission check and not your future in their best interests. Instead, you are looking for someone with a simple, clear, and understandable approach that is easily implemented, effective, and continuously monitored.

As Registered Investment Advisors, Addis Hill has fiduciary responsibilities to our clients. This is a very stringent standard, one that very few professionals offering planning services can match. A financial advisor held to a fiduciary standard occupies a position of special trust and confidence with a client. As a fiduciary, the financial advisor is legally bound to act with undivided loyalty to the client. This includes disclosure of how the financial advisor is to be compensated and any corresponding conflicts of interest.

Financial advisors can be paid through commissions generated from product sales, advisory fees only (Fee-Only) or a combination of the two. Addis Hill is a Fee-Only planning organization. The only source of the fees we receive come directly from our clients. We do not receive any fees whatsoever from any other financial entity or institution.

Addis Hill subscribes to the “Real Fiduciary™ Practices” published by the Institute for the Fiduciary Standard. Real Fiduciary™ Practices offer a simple code of conduct and outline a commitment to clients of subscribing financial advisors. They seek to clearly articulate what a client can expect to receive from a subscribing financial advisor. These Real Fiduciary™ Practices do not replace our regulatory compliance obligations or duties to clients under relevant laws, rules, or regulations. The Institute for the Fiduciary Standard’s role is limited to publishing the practices as well as maintaining a corresponding register of subscribing financial advisors. You can verify our affirmation of Real Fiduciary™ Practices here.

For Our Protection

Protective Legend: We will include a link on our email correspondence, protective legend, that is sent to clients and others.  This protective legend link is designed to address a number of requirements, including the reminder to clients or others to notify us in the event of any changes to their financial position or investment objectives.

Others: Addis Hill is an Investment Adviser registered with the United States Securities and Exchange Commission. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. We may, from time to time, have a position in the securities mentioned and may execute transactions that may not be consistent with this communication’s conclusions.

Clients: Please contact us at 610.688.9500 if there is any change in your financial situation, needs, goals or objectives, or if you wish to initiate any restrictions on the management of the account or modify existing restrictions.  Additionally, we recommend you compare any account reports from Addis Hill with the account statements from your Custodian.  Please notify us if you do not receive statements from your Custodian on at least a quarterly basis.  Our current disclosure brochure, Form ADV Part 2A & Part 3 , is available for your review upon request, and on our secure client portal server. This disclosure brochure, or a summary of material changes made, is also provided to our clients on an annual basis.