So how do you view your financial advisor or advisory firm? Do you view it as a cost or do you view it as a blessing? Two very different ways of of looking at it. A number of years ago, recently updated in 2022, Vanguard conducted a study about the value add best practices in wealth management. They determined that there was a 3% additional benefit in net returns by using a financial advisor over not using one!

No Kids, No College? 7 Smart Ways to Use Your 529 Plan Funds
No kids and no college? Here’s how to repurpose your 529 plan—from Roth rollovers to helping family—without wasting a dime.

