So how do you view your financial advisor or advisory firm? Do you view it as a cost or do you view it as a blessing? Two very different ways of of looking at it. A number of years ago, recently updated in 2022, Vanguard conducted a study about the value add best practices in wealth management. They determined that there was a 3% additional benefit in net returns by using a financial advisor over not using one!

Which Investment Accounts Should You Use First in Retirement?
Not sure which accounts to draw from first in retirement? Learn when to tap IRAs, Roths, or taxable accounts—and how to lower your tax bill along the way.