So how do you view your financial advisor or advisory firm? Do you view it as a cost or do you view it as a blessing? Two very different ways of of looking at it. A number of years ago, recently updated in 2022, Vanguard conducted a study about the value add best practices in wealth management. They determined that there was a 3% additional benefit in net returns by using a financial advisor over not using one!

Gold Hype 2025: What Moves It—and How Much to Hold
Why gold moves, when it helps, and how to size a small, steady sleeve—no timing, just diversification.

