So how do you view your financial advisor or advisory firm? Do you view it as a cost or do you view it as a blessing? Two very different ways of of looking at it. A number of years ago, recently updated in 2022, Vanguard conducted a study about the value add best practices in wealth management. They determined that there was a 3% additional benefit in net returns by using a financial advisor over not using one!

Everything You Need to Know About Catch-Up Contributions (2025 Edition)
Age 50+? Maximize your retirement savings in 2025. Get catch-up limits, deadlines, and learn about the new 60-63 “super catch-up.