So how do you view your financial advisor or advisory firm? Do you view it as a cost or do you view it as a blessing? Two very different ways of of looking at it. A number of years ago, recently updated in 2022, Vanguard conducted a study about the value add best practices in wealth management. They determined that there was a 3% additional benefit in net returns by using a financial advisor over not using one!

Why Bonds Still Matter—Especially Right Now (Video)
Discover why bonds still play a vital role in your portfolio—especially near retirement. Learn the benefits of individual bonds over bond funds and how to lock in today’s attractive yields.