Let’s answer this question by studying the following chart. Stay with it – it looks confusing, but, it’s really not. Since 1980, 76% of the time investors in the S&P 500 would have received a positive return despite an average intra year DROP of 14%. The average return during the period was over 12%! Should you monkey with trying to time the market? You just answered the question!

Unlocking Your 401(k) Early: The Rule of 55 for Pre-59½ Retirement Access
Retiring early? Learn how the Rule of 55 allows penalty-free 401(k) withdrawals for those 55+ who leave their job. Plan your finances wisely!