This run won’t last forever!

Now just might be the optimal time to rebalance your portfolio! US stocks have been on a tear for ten years now. The value of your investment account is close to an all time high. It’s natural to resist selling something that has gone up for so long. But, the past ten...

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Heck yeah, time to consider a HECM!

HECM stands for home equity conversion mortgage – otherwise known as a reverse mortgage. Now before you stop reading this blog take a few minutes to understand how this financial planning tool can be used in a wide variety of scenario’s for people over age 62. Think...

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When Jack Bogle Talks, We Listen!

We originally posted this nearly three years ago!!  Since then Jack has passed on, but his word are here to stay.  Enjoy this read...again. We sure do miss him! WE THOUGHT YOU MIGHT FIND THE INFORMATION JACK BOGLE (FOUNDER OF VANGUARD) SHARED DURING A RECENT BLOOMBERG...

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The Best Chart Ever!

Despite an average intra-year decline of (-)13.8% for the S&P 500 since 1980, the average annual return ended up being a positive +12.8% return thirty-two out of the last thirty-eight years! So, as the trade war with China heats up and the market responds...

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Quiet Before the Storm

Has anyone noticed how quiet the financial markets have become since the Q4 2018 stock market drop and subsequent Q1 2019 rebound?  In fact, the S&P 500 is back up to the highest point ever reached in September 2018.  Further, since September 2015, the...

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Tax Planning 2019 and Beyond

There is not much you can do about lowering your 2018 tax liability just a few days before the April 15th filing deadline, but, since taxes are on everyone’s mind, it seems like a good opportunity to think about moves you can make to affect the outcome of your 2019...

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Dynamics and Ideas for Aging Clients

We are going to identify some of the random situations and dynamics at play in an effort to help you make smooth transitions through different phases of your life as you age. Wait, hold on…we didn’t discuss that. Recently, as a firm, we have experienced a number of...

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Ten Mistakes to Avoid When Retiring Part 2 of 2

There are no 'do-overs" when it comes to retirement planning, so we'd like to impart some wisdom we've gathered from over our 30 years of professional financial planning. Download / Enlarge: Ten Mistakes to Avoid When Retiring  2 of 2 Download / Enlarge: Ten Mistakes...

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