Collecting Information: In general, to conduct business and provide services to you, information is collected to build a foundation for our recommendations and for your future decision making. We collect non-public information in numerous ways. Primarily, information is collected from interviews, applications, and other forms. In addition, information is collected about your transactions with us, our affiliates or others. Finally, we collect information from our website including information from our on–line forms and on–line collecting devices commonly called “cookies”.
Disclosing Information: Addis & Hill, Inc. will disclose information, such as your name, address, and social security number to name a few, only to financial institutions with whom we have agreements: Pershing, Shareholders Service Group, CFP, and others institutions or professionals that Addis & Hill approves. Also included is information needed to complete activities such as account balances and transfers. We do not disclose non– public information about current or former clients to non- affiliated third parties except as permitted by law; as described in the privacy notice; or, as otherwise communicated to you. All employees are required to comply with our established confidentiality procedures and policies.
Addis & Hill, Inc. is a registered investment adviser with the Pennsylvania Department of Banking and Securities. As such, Addis & Hill, Inc. is legally empowered to provide investment advisory services to residents of the Commonwealth of Pennsylvania. However, Addis & Hill, Inc. is not legally empowered to provide investment advisory services to residents of any state outside of the Commonwealth of Pennsylvania with the exception of those states that honor the de minimis exemption for out of state investment advisors. The presence of this website on the Internet shall in no way be construed or interpreted to offer to sell investment advisory services to residents of any state outside of the Commonwealth of Pennsylvania.
Addis & Hill is in no way affiliated with, or approved by the Public School Employees’ Retirement System of Pennsylvania.
AdvisoryHQ uses a multi-step selection methodology for identifying, researching, and generating its list of top ranked firms. AdvisoryHQ’s review and ranking articles are always 100% independently researched and objectively written.
Addis Hill do not pay for their ranking. In fact, Addis Hill was independently reviewed and ranked by AdvisoryHQ without prior knowledge. Below is a step-by-step overview of AdvisoryHQ’s methodology process.
Step 1: Using publicly available sources, AdvisoryHQ identifies a wide range of firms that are providing services in a designated area (city, state, or local geographic location).
Step 2: AdvisoryHQ’s review team then applies initial methodology filters to narrow down the list of identified firms/products. These filters include company strengths, trustworthiness, transparency, professional reputation, managed asset, ROI/ROA effectiveness, fees structure, what customers/clients are saying about the organization, and many more.
Step 3: After trimming down the initial list, AdvisoryHQ then conducts a deep-dive assessment of the remaining firms.
The award criteria takes into account a range of factors, including experience level, level of customization, site quality, resources, features, range of provided services, innovation, value-added, and many more factors, to build up a broad picture of what each firm or product has to offer, before the final selection process occurs.
Step 4: Based on the results of performed assessment, AdvisoryHQ’s research and selection team then finalizes the list of entities that make it into its top rated publications, which are then published to the general public.
Expertise Award Recognition Disclaimer
Addis Hill does not pay for their ranking. 346 Financial Advisors in the Philadelphia area were looked and scored by Expertise. The selection criteria was based on the following: Reputation, Credibility, Experience, Availability, and Professionalism.
Main Line Media News Award is an annual readers’ choice award given to local businesses along the western suburbs of the Main Line in Philadelphia. The award is voted on by the Main Line Media News publication readers and is not purchased by Addis Hill.
For Your Protection
For Your Protection
We maintain discretion over your investment account so that we can be responsive to making changes when changes need to be made. We do not take custody of your assets, however our custodian, Pershing, monitors all of our investment activities. Through Pershing, your account is offered the highest protection in the industry. Pershing, which is owned by Bank of NY Mellon, is the world’s largest asset custodian with over $20 trillion in assets. Both Pershing and SSG, our clearing house, are regulated by FINRA and MSRB, different regulators that oversee our business.
SSG is a member of the Securities Investors Protection Corporation (SIPC) created by Congress in 1970. When a brokerage firm is closed due to bankruptcy or other financial difficulties and customer assets are missing, SIPC steps in to provide account protection up to $500,000, of which $100,000 may be for cash claims.
In addition, SSG has supplemental account protection insurance in place through Lloyd’s of London which provides coverage up to $1.9 million per client account – the highest level of protection offered in the industry today.
We take client confidentiality very seriously. No personal information that comes into our office ever leaves our office. In fact, all associates within the firm sign a confidentiality agreement. We take a great deal of care to protect any electronic data that pertains to you as well and have put systems in place ensure it remains secure.
Finding the right advisor is critical – you do not want a product pushing salesperson who you know has their commission check and not your future in their best interests. Instead, you are looking for someone with a simple, clear, and understandable approach that is easily implemented, effective, and continuously monitored.
As Registered Investment Advisors, Addis and Hill has fiduciary responsibilities to our clients. This is a very stringent standard, one that very few professionals offering planning services can match. A financial advisor held to a fiduciary standard occupies a position of special trust and confidence with a client. As a fiduciary, the financial advisor is legally bound to act with undivided loyalty to the client. This includes disclosure of how the financial advisor is to be compensated and any corresponding conflicts of interest.
Financial advisors can be paid through commissions generated from product sales, advisory fees only (Fee-Only) or a combination of the two. Addis & Hill is a Fee-Only planning organization. The only source of the fees we receive come directly from our clients. We do not receive any fees whatsoever from any other financial entity or institution.
For Our Protection
For Our Protection
Protective Legend: We will include a link on our email correspondence, protective legend, that is sent to clients and others. This protective legend link is designed to address a number of requirements, including the reminder to clients or others to notify us in the event of any changes to their financial position or investment objectives.
Addis & Hill, Inc. is an Investment Adviser registered with the Pennsylvania Banking and Securities Commission. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. We may, from time to time, have a position in the securities mentioned and may execute transactions that may not be consistent with this communication’s conclusions.
Please contact us at 610.688.9500 if there is any change in your financial situation, needs, goals or objectives, or if you wish to initiate any restrictions on the management of the account or modify existing restrictions. Additionally, we recommend you compare any account reports from Addis & Hill with the account statements from your Custodian. Please notify us if you do not receive statements from your Custodian on at least a quarterly basis. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our secure client portal server. This disclosure brochure, or a summary of material changes made, is also provided to our clients on an annual basis.